February 26, 2026 Big Pharma, PBM Reform & Why Your Health Insurance Premiums Keep Skyrocketing Recently, an article from Healthcare Brew highlighted new proposed reforms around Pharmacy Benefit Managers (PBMs) and drug pricing transparency. Let me break this...
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Health Insurance Premiums Are Rising: What Employers Should Do Now
If you oversee employee benefits, payroll, or HR in your organization, you’re likely bracing for what many are calling one of the tougher health-insurance renewal seasons in recent memory. Two recent reports point to clear trends: rising premiums for...
HRA vs HSA: Smarter Cost Containment Strategies for Employers
October 27, 2025 As Q4 group medical insurance renewal season approaches—when 85% of businesses face decisions about health coverage—employers are looking for strategies to manage rising premiums while also supporting employees' out-of-pocket costs. Two popular...
Bridging the Deductible: Why GAP Insurance Is a Smart Strategy for Small Businesses
September 25, 2025 Small businesses often face a tough balancing act: controlling health insurance costs while ensuring employees are protected from high out-of-pocket expenses. We recently helped an 11-employee company save over $11,000 annually—all while...
Level Funding: The Smart Middle Ground for 2025 Health Plans
October 13, 2025 For small and mid-sized businesses navigating rising health insurance premiums, level-funded health plans offer a compelling alternative between fully insured and self-insured models. We recently worked with a 15-employee group on a fully insured plan...
The PEO Advantage: How Large Group Policies Drive Big Savings
October 6, 2025 For small and mid-sized businesses, group medical insurance premiums are rising rapidly, and Q4 is the busiest time to make renewal decisions. Smart companies are turning to Professional Employer Organizations (PEOs) to unlock large-group buying power,...
Why Q4 Matters More Than Any Other Time
September 29, 2025 Did you know that 85% of businesses renew their group medical insurance in the fourth quarter? For HR teams and business owners, this period can feel overwhelming—especially as premiums continue to rise by double digits. If you’re looking to...
Pro Tips for Founders & Leaders
August 11, 2025 Final Tips for Founders & Leaders on Building a Solid HR Foundation As a business leader, setting up a solid HR foundation is key for long-term success. Even if you’re not ready to hire a full HR team or work with a PEO yet, there are...
Embrace Growth: How the Right Mindset and Professional Partnerships Drive Business Success
August 4, 2025 Welcome to another edition of our business insights blog, where growth mindset meets leadership acumen. Today, we’re diving into an enlightening discussion from the Kingdoms Podcast with a focus on how adopting a growth mindset and leveraging...
Common HR Audits & Nightmares Across All Stages
July 28, 2025 Common HR Audits & Nightmares Across All Stages As your business grows, so does your exposure to HR audits and nightmares. No matter the size of your company, it’s important to prepare for the Department of Labor (DOL), IRS, EEOC, and other...



